OnTheGoTools Simple tools, instantly.

Your Ultimate Financial Calculator Suite

EMI Calculator

Monthly EMI

₹0

Total Interest Payable

₹0

Total Payment

₹0

Amortization Schedule

Month Principal Paid Interest Paid Remaining Balance

Key Features

Comprehensive Calculators

Access EMI, Car Loan, General Loan, Loan Comparison, GST, VAT, PPF, EPF, Simple Interest, and SSY calculators all in one place.

Real-time Results

Get instant calculations as you adjust inputs with interactive sliders.

Visual Insights

Understand your finances better with intuitive pie and bar charts.

Detailed Schedules

Get amortization schedules for loans and projected growth for savings.

User-Friendly Interface

Clean, responsive design for seamless experience on any device.

Secure & Reliable

Calculate with confidence, knowing your data is handled securely.

How to Use It

1

Select a Calculator

Use the sidebar navigation (or dropdown on mobile) to choose the desired financial calculator.

2

Adjust Inputs

Use the intuitive sliders to set your loan amount, interest rate, tenure, or other relevant values.

3

View Results

The calculated results (EMI, total interest, total payment, etc.) will update automatically in real-time.

4

Analyze Charts

Refer to the accompanying charts for a visual breakdown of your financial data.

5

Explore Details

For loan calculations, view amortization schedules; for savings, see projected growth tables.

6

Recalculate Easily

Change any input to instantly recalculate and compare different scenarios.

Frequently Asked Questions

What is EMI and how is it calculated?

EMI stands for Equated Monthly Installment. It's a fixed payment amount made by a borrower to a lender at a specified date each month. It's calculated based on the principal loan amount, interest rate, and loan tenure.

How does the Car Loan Calculator work?

The Car Loan Calculator helps you determine your monthly car loan EMI by taking into account the car's price, your down payment, the interest rate, and the loan tenure. It also shows the total interest payable and the overall cost of the car.

What is the difference between a General Loan and EMI Calculator?

The EMI Calculator is a general tool for any type of loan to find the monthly installment. The General Loan Calculator serves the same purpose but is categorized broadly for personal loans, home loans, etc., providing a straightforward way to calculate EMIs, total interest, and total payments for various loan types.

Can I compare different loans?

Yes, our Loan Comparison Calculator allows you to input details for two different loans (amounts, interest rates, tenures) and see a side-by-side comparison of their EMIs, total interest, and total payments, helping you choose the best option.

How is GST calculated, and can I add or remove it?

GST (Goods and Services Tax) can be calculated in two ways: adding GST to a base amount (Amount + GST Rate%) or removing GST from a gross amount (Gross Amount / (1 + GST Rate%)). Our GST calculator supports both scenarios, showing you the GST amount, net amount, and total amount.

What is VAT and how is it calculated?

VAT (Value Added Tax) is a consumption tax placed on a product whenever value is added at each stage of the supply chain, from production to the point of sale. Similar to GST, our VAT calculator allows you to add or remove VAT from an amount based on a specified rate.

What is PPF and how does the PPF calculator help?

PPF (Public Provident Fund) is a long-term investment scheme in India that offers tax benefits and a decent interest rate. Our PPF calculator helps you estimate the maturity amount of your PPF investment based on your annual contributions, interest rate, and tenure, showing you the total investment and total interest earned.

How does the EPF calculator work?

EPF (Employees' Provident Fund) is a retirement savings scheme for salaried employees in India. The EPF calculator estimates your total EPF corpus at retirement by considering your basic salary, employee and employer contributions, annual salary increment, current age, and the EPF interest rate.

What is Simple Interest?

Simple interest is a quick and easy method of calculating the interest charge on a loan or investment. It is calculated only on the principal amount. Our Simple Interest calculator helps you find the interest earned and the total amount by inputting the principal, rate, and time.

How does the Sukanya Samriddhi Yojana (SSY) calculator work?

The Sukanya Samriddhi Yojana (SSY) calculator helps you estimate the maturity amount of your investment for a girl child's future. It takes into account the annual investment, current interest rate, girl's age, and the account opening year to project the total investment, total interest earned, and the final maturity amount.

Is the amortization schedule accurate?

Our amortization schedule provides a detailed month-by-month breakdown of your principal and interest payments. While it's highly accurate for typical calculations, minor discrepancies might occur due to specific lender rounding policies.

Can I use this calculator on my mobile device?

Yes, It is designed to be fully responsive and works seamlessly across all devices, including desktops, tablets, and mobile phones. The interface adapts to provide an optimal user experience regardless of screen size.

What are the benefits of using an EMI calculator?

An EMI calculator helps you plan your finances by providing a clear picture of your monthly loan obligations. It allows you to adjust loan parameters to find an EMI that fits your budget, understand the total cost of the loan, and compare different loan offers effectively.

How does interest rate affect my EMI?

A higher interest rate will result in a higher monthly EMI and a larger total interest payable over the loan tenure. Conversely, a lower interest rate will lead to a lower EMI and less total interest paid, making the loan more affordable.

What is an amortization schedule?

An amortization schedule is a table detailing each periodic payment on an amortizing loan (typically a mortgage or car loan), showing the amount of principal and interest contained in each payment until the loan is paid off. Early payments consist mostly of interest, while later payments are mostly principal.

Is my financial data saved or stored?

No, It does not save or store any of your financial data. All calculations are performed in real-time within your browser, ensuring your privacy and security.